Impact of Blockchain Adoption, Regulatory Environment, and Institutional Investor Participation on FinTech Innovation
Impact of Blockchain Adoption, Regulatory Environment, and Institutional Investor Participation on FinTech Innovation
Author(s): Ahmad Abdel Rahim ALMESTAREHI, Hassan Ali Al-Ababneh, Eyad Mohammad MALKAWSubject(s): Economy, Business Economy / Management, ICT Information and Communications Technologies
Published by: ASERS Publishing
Keywords: blockchain; fintech; innovation; regulatory environment; investor;
Summary/Abstract: This study investigates how blockchain integration, regulatory policies, and the participation of institutional investors impact fintech innovation in Jordanian fintech companies. A descriptive analytical approach was used to evaluate and summarize the effects of these factors on innovation in the sector. An electronic survey was conducted among 125 administrative personnel working in Jordan's fintech industry. The results indicate a strong presence of blockchain adoption, involvement of institutional investors, and overall fintech innovation in these companies. However, the regulatory landscape in Jordan's fintech sector was found to be moderate. Furthermore, the analysis reveals that both blockchain integration and the regulatory framework significantly influence fintech innovation, with a significance level of 0.05. In light of these findings, the study suggests the creation of strategies to promote blockchain adoption, aiming to enhance efficiency and innovation in the industry.
Journal: Theoretical and Practical Research in Economic Fields (TPREF)
- Issue Year: XVI/2025
- Issue No: 2(34)
- Page Range: 263-278
- Page Count: 16
- Language: English
- Content File-PDF