ULOGA ODREDABA BONUS MALUS U OBAVEZNOM OSIGURANJU OD AUTOMOBILSKE ODGOVORNOSTI U FBIH SA PRIJEDLOGOM POBOLJŠANJA KONTROLE ODOBRAVANJA
THE ROLE OF BONUS MALUS PROVISIONS IN CAR LIABILITY INSURANCE IN THE FBIH WITH THE PROPOSAL OF IMPROVEMENT OF THE APPROVING CONTROL

Summary/Abstract: This paper presents legal regulations regarding bonus malus provisions in the Federation of BiH. The backbone of this paper is the analysis of bonus malus provisions regarding the liability car insurance in the FBiH, practice at the market of liability car insurance in the FBiH, malfunctions in the approving control of bonus malus, and this paper also proposes for the improvement of the bonus malus approving control. The paper brings into connection the role of legal regulations in the bonus malus provisions regarding the liability car insurance in the FBiH with activities of the Agency for Surveillance of Insurance in the FBiH as well as their influence on the market of the liability car insurance in the FBiH. This paper also provides for proposal to improve the control of the bonus malus approvals in the liability car insurance in the FBiH, and thereby contributes to better regulation of the insurance market in the FBiH as well as to preparations to adjust the area of insurance to reforms being precondition to approximation of the relevant legislation to the EU acquis.

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