Odpowiedzialność podmiotu korzystającego ze środowiska – narzędzia mitygacji finansowych konsekwencji odpowiedzialności za szkodę w środowisku za pomocą ubezpieczeń
Environmental Liability – Tools to Mitigate Financial Consequences of Environmental Liability through Insurance

Summary/Abstract: This article focuses on environmental liability insurance of entities using environment againstdamage caused as a result of their activity. An insurance contract may be the most optimal form ofsecuring claims related to an imminent threat of environmental damage. As a rule, entrepreneurshave freedom in choosing the scope of insurance and in deciding whether to conclude an insuran-ce contract or not. However, for certain types of activity, operators are required by the legislator tohave financial protection covering possible environmental damage. Moreover, the article discus-ses the basic principles of environmental liability and the possibility of insuring this liability, inclu-ding the cases of statutory obligation to be financially protected. Finally, it evaluates the effects ofintroducing compulsory environmental insurance.

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