Glosa do wyroku Trybunału Sprawiedliwości Unii Europejskiej z dnia 2 lutego 2023 r., C-208/21, w sprawach nieuczciwych praktyk handlowych w zakresie obowiązków informacyjnych w ubezpieczeniach na życie z ubezpieczeniowym funduszem kapitałowym (…)
A Gloss to the Judgment of the Court of Justice of the European Union of 2 February 2023, C-208/21 on Unfair Commercial Practices with Reference to the Information Disclosure in ‘Unit-Linked’ Life Assurance Contracts

Summary/Abstract: The subject of this gloss is the judgment of the Court of Justice of the European Union (CJEU)of 2 February 2023, C-208/21 on unfair commercial practices with reference to the informationdisclosure in life assurance contracts linked to investment funds, called unit-linked life insurance.The judgment contains guidelines on information disclosure in this insurance by entities thatprepare and distribute such insurance products. The issue is of vital importance for insuranceindustry and has not been unambiguously defi ned either in legal regulations or in judicial decisions.Rather than addressing all the questions referred to the Court of Justice, the gloss concentrateson entities responsible for communicating the information to the consumers before they accedeto unit-linked group life insurance contracts.

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