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Świadomość finansowa młodych Polaków
Financial awareness of young Poles

Author(s): Julia Bartosiak
Subject(s): Economy, Socio-Economic Research
Published by: Wydawnictwo Uniwersytetu Łódzkiego
Keywords: financial awareness; financial well-being; young people; knowledge; skills; attitudes; behaviors; financial education; young adults

Summary/Abstract: The aim of the article is to assess the financial awareness among surveyed Poles aged from 18 to 24 and to analyze the relationship between the occurrence of debt and the level of their financial awareness. Based on the literature review and our own survey, the knowledge, skills, attitudes and behaviors of young Poles were confronted with the issue of debt. The obtained results allowed us to conclude that young Poles negatively assess the level of their financial knowledge and act in a manner like other age groups. The analysis and research conducted show that these people are forced to catch up on practical issues on their own. Additionally, some young Poles struggle with impulsivity, which constitutes a significant impediment to making rational financial decisions.

  • Issue Year: 2024
  • Issue No: 45
  • Page Range: 22-46
  • Page Count: 25
  • Language: Polish
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