DESFĂȘURAREA PROCEDURII SIMPLIFICATE DE INSOLVENȚĂ APLICABILĂ PERSOANELOR FIZICE CONSUMATORI
THE DEPLOYMENT OF THE SIMPLIFIED INSOLVENCY PROCEDURE APPLICABLE TO THE CONSUMERS INDIVIDUALS
Author(s): Viorel GăinăSubject(s): Law, Constitution, Jurisprudence, Civil Law, Commercial Law
Published by: Editura Pro Universitaria
Keywords: consumers individuals; over-indebtedness; simplified insolvency procedure; obligations of the insolvent debtor;
Summary/Abstract: The consumers individuals can be indebted from legal relations that do not result from the development of an enterprise. The simplified insolvency procedure of the individuals consumers represents a method of treating legally the insolvency of such persons. It opens at the request of the debtor and takes place under judicial review. After the adjudgement of opening the procedure becomes final, the insolvency commission notifies the debtor and informs him that for three years he has certain obligations, namely: to pay the current debts; not to take out new loans; to inform the insolvency commission annually of its financial situation; to immediately inform the insolvency commission of any additional income of more than 1/2 of the minimum wage in the economy, as well as of the acquisition in any capacity of goods whose value exceeds the minimum wage in the economy.
Journal: Revista Facultății de Drept Oradea
- Issue Year: 1/2021
- Issue No: 2
- Page Range: 7-12
- Page Count: 6
- Language: Romanian