ASIGURAREA DE RĂSPUNDERE CIVILĂ AUTO - RCA ÎN CONTEXT ACTUAL
CAR LIABILITY INSURANCE IN THE CURRENT MARKET

Summary/Abstract: Car liability insurance is the most well-known type of insurance in Romania. The role of liability insurance is to allow people injured in an accident to be compensated without having to wait for compensation from the liable party or, in the worst case, until the discovery of the liable party itself. The civil liability insurance mainly covers damages resulted from an accident caused by the insured liable party, for which, according to the legislation in force, the liable party owes due compensation to the injured parties. Considering this, all legal entities and private individuals who own a motor vehicle registered on the territory of Romania, have the obligation to take out a car liability insurance, for cases of damages caused by vehicle accidents. The paper aims to present the situation of car liability insurance in the context of the insurance market in post-pandemic Romania. Based on the quantitative method, but also the qualitative one, the present paper is an exploratory research, aiming to highlightsome relevant information from the insurance field.

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