Udział funduszy inwestycyjnych w oszczędnościach gospodarstw domowych w Polsce w latach 2006–2016 – ocena z perspektywy dodatkowego zabezpieczenia emerytalnego
Investment funds participation in households savings in Poland in 2006–2016 – review from the perspective of supplementary pension system

Summary/Abstract: In the article there is review of the household savings in retail investment funds in comparison to bank deposits. There is also analysis, why there is a low growth of fund’s assets in comparison to deposits. Investment funds could be interesting alternative for household saving when the interest rate on bank deposit is very low, but there is no significant growth of the open-ended investment funds. Assets ofthe retail investment funds increased only by 28% during period 2006 to 2015 (up to PLN 106.6 bil- lion). At the same time growth of household deposits was 177% (up to PLN 662.5 billion). Most clients still avoid investment funds after crisis in 2008. Using investment funds in supplementary pension system in Poland is also modest, due to very small overall participation in voluntary pension system. Author discusses reasons for such situation and key factors for the future development.

• Details
• Contents