ПОЛОЖАЈ МИКРОКРЕДИТНИХ ОРГАНИЗАЦИЈА У ПРАВНОМ СИСТЕМУ РЕПУБЛИКЕ СРПСКЕ
THE POSITION OF MICRO-CREDIT ORGANIZATIONS IN THE LEGAL SYSTEM OF THE REPUBLIC OF SRPSKA

Summary/Abstract: In the financial market, there is a need for other forms of organization, especially in those segments in which banks have no interest. The emergence of microcredit organizations in the second half of the 20th century was caused by the aforementioned need. Our legal system is one of the few that regulates both the status issues and the activities of these organizations, gradually bringing them closer to banks (e.g. obtaining a license for establishment and supervision of work by the Banking Agency, as well as the possibility of performing activities with the aim of generating profit, and pimping under the same regime of protection of certain categories of loan beneficiaries), regardless of the specificity of the performance of activities (restriction according to the types of financial transactions, and the purpose of the loan and the category of beneficiaries), which cause a more liberal establishment regime, a smaller amount of basic capital and a simpler structure and scope of the company's

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