Dynamics Of Interest Margins In Transition Environment Of Serbia Cover Image

Dinamika kamatnih marži u tranzitornom ambijentu Srbije
Dynamics Of Interest Margins In Transition Environment Of Serbia

Author(s): Jelena Božović
Subject(s): Economy
Published by: Универзитет у Нишу
Keywords: lending interest rates; deposit interest rates; interest margin; key policy rate; inflation rate

Summary/Abstract: High interest rates through which banking sector realizes high margins are only one of the characteristics of the banking sector of Serbia in the transition period. In its methodological approach the paper represents an empirical investigation of the amount of lending and deposit interest rates of the banking sector in Serbia in the last few years, with a special analytical reference to the interest margin indicator. For these reasons the paper is divided into two logically connected sections: in the first section, the focus of investigation is the adjustment of maturity structure of lending and deposit interest rates, and the analysis of interest margin is performed in the second section. The qualitative analysis of the results and the implementation of conclusion result was carried out by comparative analysis of interest margin in Serbia and the selected countries in the region.

  • Issue Year: 2013
  • Issue No: 4
  • Page Range: 457-469
  • Page Count: 13
  • Language: English