Çanakkale’de Kredi Kayıtları: Kurumlar-Şahıslar-İşlemler (H. 1284-1285/M. 1868-1869)
Credit Records in Çanakkale: Institutions-People-Operations (H.E 1284- 1285/A.D 1868-1869)

Summary/Abstract: In the Ottoman Empire, education, health, public works, religion, and similar services provided by the state today were carried out through endowments. In order to perform the aforementioned services, real estate and movable assets were converted into the qualifications of a legal entity under the endowment institution by removing them from the private property of the person. Foundations whose capital is based on movable assets are called cash waqf. The cash donated in cash waqfs was operated with a certain rate of interest, and the income obtained was spent on public services. By operating the cash foundation subject to the money foundation within the credit mechanism, both the income and cash needs of people from all segments of society in need of financing were met. Furthermore, the income generated is used to meet the needs of society. The waqfs were being established in court in the presence of the qadi and recorded in the court records (the "Endowment Charter"). In addition, credit transactions were being carried out in a formal process and were being recorded in court records. Between 1868 and 1869, 131 records were handled in this study using these records, 112 of which belonged to cash waqfs and 19 to individuals. These records are in the 1125-numbered ledger from the Çanakkale court records. In total, 204 credit transactions were recorded in the ledger. In loan transactions, transactions were made using the method of muʻamale-i şerʻîyye. According to these records, in the second half of the nineteenth century, approximately one year's worth of credit history for the credit market was presented in Çanakkale.

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