ANALYSIS OF THE EVOLUTION OF BANK INTEREST RATES FOR LOANS AND DEPOSITS
ANALYSIS OF THE EVOLUTION OF BANK INTEREST RATES FOR LOANS AND DEPOSITS
Author(s): Daniela HarangusSubject(s): Economic history, Economic policy, Present Times (2010 - today), Financial Markets
Published by: Editura Eurostampa
Keywords: bank interest rate; commercial banks; deposits; loans; National Bank of Romania;
Summary/Abstract: The evolution of bank interest rates on loans and deposits in Lei and Euro is analyzed in structure and dynamics, in the period 2019-2021. The factors that influence bank interest are presented. A large discrepancy is noted between interest rates on different categories of loans granted in Lei for households. This research shows the dynamics of bank interest rates for term deposits and loans granted to households and non-financial corporations. Through the interest rate policy practiced by commercial banks within the Romanian banking system, attempts have been made to reduce the economic and financial impact generated by the Covid-19 pandemic on economic entities and the population.
Journal: Anale. Seria Ştiinţe Economice. Timişoara
- Issue Year: XXVI/2021
- Issue No: 26
- Page Range: 81-86
- Page Count: 6
- Language: English