Wybrane determinanty rozwoju rynków ubezpieczeniowych krajów unii europejskiej w latach 1999–2019
Selected determinants of the insurance market development in european union countries in 1999–2019

Summary/Abstract: Purpose of the article is indication of the factors determining the development of the insurance markets of the European Union countries for the years 1999–2019. The article analyses the literature on the sub- ject, and uses the methods of descriptive statistics and econometric forecasting. The study uses an- nual financial data collected on the basis of the following databases: EIOPA, Eurostat, OECD Statistics and Insurance Europe. The analysis of the obtained results was carried out using the STATISTICA 12 and GRETL software. The conducted research shows that the development of insurance markets is deter- mined by both macroeconomic factors and specific features of a given insurance market, such as its size and structure. The article presents original research results concerning the development of European Union insurance markets. It presents the factors determining the development of the analysed insur- ance markets. The research results can be used by insurance companies and insurance market in- stitutions. The conducted research will contribute to the development of the theory of determinants of the development of insurance markets.

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