Нагласи към вземане на заем и задлъжняване сред българи респонденти
Attitudes towards credit and debt among Bulgarian respondents

Summary/Abstract: This article presents an examination of attitudes towards debt and credit. The established presence or absence of differences in these attitudes, which are differentiated by the respondents’ demographic characteristics, are presented too. This type of specific money attitudes is measured by applying the Attitudes towards debt and credit scale (ADCS). For the current study is used ADCS by combining items of three different versions of this scale (Lee, Webley & Levine, 1993; Lea, Webley & Walker, 1995; Pattarin & Cosma, 2012). The ADCS has been adapted for Bulgarian sociocultural environment and used for the purposes of the author’s dissertation research. The sample of the research comprises of 282 women and 100 men. The employed version of ADCS consists of 29 items. Results from the research show that this scale reaches good psychometric characteristics (consistency between its 29 items is α = 0,856).

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