Иновациите като фактор за повишаване конкурентоспособността на банките
Innovations as a Factor for Increasing the Competitiveness of Banks

Summary/Abstract: In modern conditions, the leading factor for the successful operation of the bank is the policy of constant innovation. One of the typical patterns in the development of banking in recent decades is the expansion of the range of constantly emerging financial products. The innovations cover not only new technical and technological solutions, but also the introduction of innovative forms of business organization, new and improved banking products, services and financial instruments. In this sense, the use of adequate and sophisticated products, technologies and organizational structures become a factor in strengthening the efficiency and competitiveness of banks and ensuring their economic growth. All this determines the relevance of the issues raised in the article.

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