Financial inclusion disclosure: Empirical evidence from the banking industry of Bangladesh
Financial inclusion disclosure: Empirical evidence from the banking industry of Bangladesh

Summary/Abstract: Financial inclusion refers to the procedure of making financial services accessible to all individuals and businesses at reasonable costs. Financial inclusion strives to address the constraints that retard people from participating in the financial sector. It has drawn much attention for its contribution to economic and financial development, raising inclusive growth and minimising income inequality all over the world, especially in developing countries like Bangladesh. The Central Bank of Bangladesh (Bangladesh Bank) formulated a financial inclusion policy in 2009 intending to make banking services available to unbanked people. This study examines the Financial Inclusion Disclosure by 30 banks (5 state-owned banks and 25 private commercial banks) of Bangladesh, which were listed in the Dhaka Stock Exchange during the period of 2015–2019. The objective of the study is to analyse the activities of the banking sector of Bangladesh for making banking services available to underprivileged people. For that purpose, annual reports of the selected banks have been studied and the findings are demonstrated through graphs. This study’s findings depict that the financial inclusion performance of state-owned banks of Bangladesh is relatively better than those of private commercial banks, and inclusion actions are increasing with time.Policymakers might use these findings and also the banks to ensure no eligible person remains unbanked.

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