Compensation for household members affected by the death of breadwinner Cover Image

Kalkulowanie finansowych skutków szkody na osobie powstałej na skutek śmierci jednego z żywicieli gospodarstwa domowego
Compensation for household members affected by the death of breadwinner

Author(s): Anna Jędrzychowska
Subject(s): Business Economy / Management
Published by: Polska Izba Ubezpieczeń
Keywords: indirectly injured; personal injuries; compensation; present value of annuity

Summary/Abstract: Article shows the size of the budget gap that arises in the household after the death of one of its members, who was the breadwinner of the family. This personal injury has two types of consequences.The first one is lost income. One source of funding this gap could be for example annuity for indirect victims. In many EU countries, people who are members of the household of the deceased are considered to be affected as a result of his death. Indirectly affected will be the family members and relatives of the deceased (spouse, parent, child, sibling, and cohabitant). This person who is guilty of death should pay compensation to the family members of the deceased.The second one is the lost personal contribution to the household. In this part it is necessary to know the current value (valuation) of the capital, which will allow you to buy out of the household services that will replace the lost personal contribution. This elements is connected with compensation for de- terioration of living conditions.The paper will be presented to the study of literature as an introduction to the issues. The study will be prepared for selected EU countries. Article is part of a broader study of the author of the material consequences of personal injury and sources of their financing.

  • Issue Year: 2017
  • Issue No: 3
  • Page Range: 57-75
  • Page Count: 19
  • Language: Polish