Zmiany klimatu jako wyzwanie dla zarządzania ryzykiem w polskim rolnictwie
Climate change as a challenge for risk management in Polish agriculture

Summary/Abstract: The main aim of the article was to emphasize the importance of climate change as a major challenge for risk management in Polish agriculture. We underlined a mechanism of the impact of these processes on agriculture. We evaluated “prospective” risk management instruments adapted to the pace of climate change, including the concept of sustainable development. The paper is a review study, with some elements of meta-analysis. Factors hindering the process of introduction and implementation of “prospective” risk management instruments included: (1) very limited economic and financial data, collected by farm households, (2) a fairy loose link between farms and infrastructure infrastructure offered by the financial sector. There is a need to take into account the construction of modern insurance product conditions related to economic and financial situation of households, including their income sensitivity to disaster events. Climate change may provide incentives to improve the current institutional arrangements for risk management, as well as deepening offer tools, including insurance products partially subsidized from public funds.

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